Setting SMART personal goals is a way to avoid heartbreak, baby daddy drama, and bad credit.

You MUST know where you are going or you will end up somewhere you don’t want to be.

In my experience, observation, and study, people who do NOT have specific and focused end up broke, busted and disgusted and wondering why the hell their life looks the way it does.

It’s time to take back your control, plan your life and set your life on the course YOU choose.

For women, in particular, not having guidance on how to plan for romantic partnerships and encounters, finances, children, home ownership, and health care is downright disastrous. It’s like setting out to drive the 2539 miles to California from Florida with no plan whatsoever.

First, that’s a long ass trip to take in a car. You sure you wanna drive that far alone with no help and no breaks? If you do take breaks, are you planning on sleeping in your car or will you stay at a hotel? How will you pay for the hotel? How about paying for gas and food along the way? What will you do if you get a flat tire or some other car trouble? Do you even know what route to take to get there? Just getting in your car and hoping for the best isn’t good enough.

You need a PLAN for long trips and you DAMN sure need a plan for the long trip known as your life.

I have learned the hard way that vague and unfocused goals are a recipe for disaster and many times can derail your entire life. By clearly defining and sticking to goal setting, life planning and being SMART, you can ensure that your life turns out the way you want it to. Most of the women I talk to were not taught life skills and street smarts that could have saved them YEARS of heartache and most of us are living lives that OTHERS have planned for them.


If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.

Jim Rohn


Being SMART about your goals


S.M.A.R.T. is an acronym for first coined in 1981 in the November 1981 issue of Management Review. Originally seen as a business tool, it has been applied to goals of all types including fitness, personal development, and finance.

I see our entire LIFE as a business, so using this tool to plan for the things we want to achieve in life is perfect.

What are SMART goals?

S.M.AR.T. acronym meanings vary, but I like the following:

 S- Specific. Significant, Stretching

M- Measurable, Meaningful, Motivational

A- Action Oriented, Agreed Upon, Achievable, and Acceptable

R- Realistic, Relevant, Reasonable, Rewarding, Results oriented

T- Timeline, Tangible, Trackable


Practical ways to implement S.M.A.R.T. goals into your life

Using an example of creating passive income, I will show you how to use SMART goals.

Let’s say the bills are piling up, it has been years since your last vacation, and you have not seen the inside of a beauty salon in months. You’re living paycheck to paycheck, feeling burnout and need something to bring in extra income so you can enjoy life more, pamper yourself and create more financial abundance for yourself.

Passive income can do that for you without adding to any stress you already have, so let’s take a look at the process.

Creating passive income via an e-book

One way to create passive income is to write an ebook. You do NOT have to know a lick about the subject you write the ebook on. Instead, you can hire ghostwriters to create the book for you. Yep, someone else does the work, and you reap the benefits. Sweet.

You can also write the books yourself.

I am using a program called K Money Mastery to create ebooks for my business. The program is broken down into actionable steps so you get your ebook out there as efficiently as possible and start making money online. To create anything sustainable, you need a PLAN.

So using S.M.A.R.T. let’s map out a plan to become more financially free. In fact, let’s use my personal plan.

I will share my short term goals, but I have a long-term vision as well. To achieve any big goal, you must break it down into smaller more specific steps. Getting specific is what S.M.A.R.T. goals help you do.

My goal creation process 

Long term vision/goal- To have my own business

Specific– I will create passive income by creating Kindle books

Measurable and Meaningful– I will publish two books that help women to reclaim their self-worth

Attainable– I will complete the steps in K Money Mastery by completing one module per day and taking action as outlined in my calendar by April 30th, 2017

Results oriented– I will have two Kindle books published on Amazon that will enable me to assist women and to have passive income providing me with financial freedom and an example for other women to follow. I will have free time to spend with my children, less stress from a job that does not align with my passions and I will be building long term security

Timeline, trackable– I will write my goals in my calendar and follow thru with the action steps I write down. I will complete this by April 17th, 2017


Now we have a concrete goal that is specific, measurable, has meaning, is attainable, and has a deadline/timeline; two books completed by April 30th, 2017 that will assist women and also provide me with passive income.

To fast track this goal, I will also be using the 24 hour book program. This program shows you how to complete an entire ebook in 24 hours. You don’t have to do it all in one day. You could choose to complete it over the weekend and break up the 24 hours. The goal is to help fast track you to completing your ebook and get it published.

You can do this process with ANY goal you have, whether it is advancing your spiritual gifts, losing weight or finding a suitable partner.

For sovereign women wanting full control of their lives, goal setting is a MUST. You simply will not get where you want to be without them.

The fact is that most of us have been living out everyone else’s dreams, other’s desires and our lives do not look the way we want them to. Establishing a clear vision for your life and taking consistent steps using the S.M.A.R.T format to achieve that vision are vital steps to reclaiming sovereign authority and creative power over your life.

Wishing you success,

Lisa M.

Things change when you decide to become unapologetically free

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Lisa Moore is a woman who has decided to create her life and to live free and unapologetically. She has made it her mission to be a mentor, guide, and coach to other black women desiring to find their inner savage, raise their standards, require more out of life, live on their terms and design the life they want.

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